Disclaimer: iApprove Lending’s rates/costs may change depending on the borrower’s financial situation and qualifications. This pricing does not guarantee loan approval, nor is it an offer or commitment to make a loan at the above rates and terms. Rates are subject to change without notice. Please contact our Loan Officers for current rates.
Our values
Your are in good hands.
Our loan officers and underwriters work together, analyzing your qualifications to get your best loan product and interest rate.
Ready when you are.
For any questions you may have, we are accessible seven days a week. Confusions turn into clarifications, and we will update you on your loan status.
Learn as you go.
Not only do we provide great service, but also a learning opportunity. As your loan officer guides you through the process, you should come out being more knowledgeable about mortgage, finance, and investing than before.
Family values since 2006.
We not only see you as a customer but a provider in your household. We are glad to serve our communities, providing opportunities to grow housing wealth and create a legacy to pass down to kin.
Our values
Your are in good hands.
Our loan officers and underwriters work together, analyzing your qualifications to get your best loan product and interest rate.
Ready when you are.
For any questions you may have, we are accessible seven days a week. Confusions turn into clarifications, and we will update you on your loan status.
Learn as you go.
Not only do we provide great service, but also a learning opportunity. As your loan officer guides you through the process, you should come out being more knowledgeable about mortgage, finance, and investing than before.
Family values since 2006.
We not only see you as a customer but a provider in your household. We are glad to serve our communities, providing opportunities to grow housing wealth and create a legacy to pass down to kin.
Putting People First
Vincent N.
“I just completed the refinance with iApprove Lending. Toan Thi is my Mortgage Loan Officer, he is very helpful and makes the process easy and fast. During this COVID-19, my refinance could be able to close within 4-5 weeks. From 2017 to 2019, Toan also helped me with new loan and refinance. Thanks so much Toan and iApprove Lending.”
Huntington Beach, CA
Alan T.
“I was recommended by my mother who refinanced with Randy Nguyen. I am happy that I did as Randy worked with me to get the rate I wanted and was flexible with a few changes along the way. Randy and his team were very responsive as well as honorable in the process, as you know some out there will try and get away with charging hidden fees..”
Irvine, CA
Debbie N.
“Good Lender! our mortgage broker used them. They can lock in the interest rate the same day and close the deal in 21 days. Overall smooth transaction, If you give them all the documents upfront.”
Santa Ana, CA
Chi N
“I just completed a purchase mortgage with iApprove Lending in less than 21 days. Randy and Bryan are very responsive and helpful. The process was easy and smooth. Strongly recommended!!!!”
Cypress, TX
L.Tran
“John is extremely nice and very friendly. He did not make us feel dumb for asking millions of questions. We HIGHLY recommend John for your real estate and mortgage needs. He also got our mortgage very quickly and smoothly.”
Cypress, TX
Robin N.
“We did not think we would qualify for a loan to purchase our house. We can not believe there are loan officers out there like John. He took the time to explain to us what lenders are looking for. He even helped us with our credit scores. We can not thank him enough for putting us in our dream home.”
La Mirada, CA
Our Products
Conventional Loans
This is our most popular program for purchasing and refinancing a new home. Depending on your qualifications, the maximum loan amount can be 97% of the value of your primary residence, secondary residence, or investment property. You can put as little as 3% down.
FHA Loans
Insured by the Federal Housing Administration (FHA), this is a great option for first-time buyers. If you have a limited down-payment, limited credit history, or blemishes on your credit history, it is easier for you to qualify. FHA offers low-interest rates for affordable monthly payments.
Non-QM Loans
Non-QM is beneficial to business owners, wage earners, independent contractors, freelancers, non-citizens with ITIN, foreign-national investors, plus fix-and-flip investors. This product requires minimal income and asset documents. Loan qualifications for Non-QM are very flexible.
Jumbo Loans
Jumbo Loans are residential loans that exceed maximum loan limits set out by FannieMae, FreddieMac, and FHA. This product is excellent for luxury properties (e.g., custom homes, penthouses, mansions).
Get your best mortgage rate now
Use our live calculator to see today’s rates.